Halloween is a time for spooky things. But, as an adult, your neighbor’s jack o’lantern probably scares you less than the idea of starting a budget. Even if you’re financially stable, putting together a spending plan can be overwhelming or downright frightening.

Whether you’re supporting friends and family abroad (click here to check the latest exchange rates), or you want to save extra money for the holidays, conquering your fear of budgeting can pay huge dividends in the long term.

An easy way to get started is to simply set a budget for a single day. Creating a plan of action for the next day is a not-so-scary way to break the cycle of dread. You might realize that sticking to a budget isn’t as terrifying as you’ve made it out to be. 

By budgeting each day and repeatedly facing your fears, you may find it easier to build savings and support your loved ones abroad.
Check the latest exchange rates here.